Fort Lauderdale Uber Accident Lawyer
Serving Fort Lauderdale and Clients Throughout Florida
Millions Recovered for Accident Victims
Written and reviewed by Yana Kurzman, Esq.
Founder, Kurzman Law Group
Attorney since 1994 | Florida attorney since 2011 | Fort Lauderdale, Florida
Attorney Bio | Florida Bar Profile
Last reviewed: September 17, 2026
In an Uber accident in Fort Lauderdale? Call Kurzman Law Group as soon as possible—preferably from the scene if you are safely able to do so. Whether you were riding as an Uber passenger, driving another vehicle, or were struck by an Uber driver, we can investigate what happened, determine which insurance coverage may apply, communicate with the insurance companies on your behalf, and guide you through the medical, vehicle, and claim issues that follow.
Uber accidents can look like ordinary car accidents at first, but the insurance issues can be very different. An Uber driver may have personal automobile insurance as well as insurance connected with the Uber platform, and the coverage available can depend on exactly what the driver was doing in the app when the collision occurred. A driver who was offline may present a different insurance situation from a driver who was logged in and waiting for a request, driving to pick up a passenger, or already transporting one.
Those distinctions can materially affect the claim. You should not have to figure them out while you are dealing with a damaged vehicle, pain that may be developing, medical appointments, missed work, or calls from insurance adjusters. Kurzman Law Group can investigate the driver’s Uber status, identify the potentially applicable policies, and handle the insurance communications while you focus on yourself and your family.
Related resource: Fort Lauderdale Car Accident Lawyer
What Should I Do
Immediately After an Uber Accident?
Your first concern should be safety. If anyone may be seriously hurt, call 911. If emergency personnel recommend that you be evaluated or transported, make the decision based on your medical condition and safety—not simply on concern about the cost of an ambulance or emergency-room visit. If you are dizzy, confused, in significant pain, having difficulty moving, or experiencing symptoms that could make driving unsafe, do not try to drive yourself.
If you can safely do so, preserve the basic information that identifies the ride and the vehicles involved. That can include the Uber trip receipt, the driver’s name and photograph, vehicle make and model, license plate, pickup and destination information, screenshots of the trip, photographs of the vehicles and scene, witness information, and messages connected with the ride. When speaking with the investigating officer, provide accurate facts about what you actually remember. Do not guess or speculate about details you are unsure of, and do not make legal conclusions about fault.
If you are safely able to do so, call Kurzman Law Group from the scene. We can begin identifying the drivers, insurers, trip status, and evidence that may matter before information becomes harder to obtain.
Should I Speak With Uber or an Insurance Adjuster After the Accident?
Before giving a detailed statement about how the crash happened, your physical condition, your medical history, or settlement, speak with Kurzman Law Group. Reporting that an accident occurred is different from giving an insurance company a detailed recorded statement. An adjuster may contact you before you know whether the soreness you feel will disappear or become more serious.
The insurance company may ask about how the collision happened, whether you were wearing a seat belt, what you said at the scene, whether you believe you were injured, prior medical problems, prior accidents, treatment you have received, or whether you are willing to give a recorded statement. You do not need to negotiate those issues on your own. Kurzman Law Group can communicate with the insurance carriers on your behalf and help protect your rights while the claim is being investigated.
Who Pays If My Uber Driver
Caused the Accident?
One of the first questions is what the Uber driver was doing in the app when the crash occurred. Florida law distinguishes between a driver who is simply logged into a transportation network company’s digital network and a driver who is engaged in a prearranged ride. A prearranged ride begins when the driver accepts the rider’s request through the app, continues while the driver transports the passenger, and ends when the last passenger exits the vehicle.
Under Florida Statute §627.748, Florida requires at least $1 million in primary automobile liability coverage for death, bodily injury, and property damage during the statutory prearranged-ride period.
That does not mean every Uber accident is worth $1 million. Insurance limits and case value are completely different things. The value of a claim depends on the injuries, medical treatment, future needs, lost income, legal responsibility, available evidence, and other circumstances. But identifying the correct insurance is a critical first step, and that requires determining whether the driver was logged into Uber, whether a ride had been accepted, whether the driver was on the way to pick up a passenger, whether a passenger was already inside the vehicle, and whether another driver or policy is also involved.
You do not have to determine which Uber policy applies before calling us. That is part of what we investigate.
What If the Uber Driver Was Logged In
but Had Not Accepted a Ride?
Florida law treats this period differently from an accepted Uber ride. When a driver is logged into the transportation network company’s digital network but is not yet engaged in a prearranged ride, Florida law requires lower primary liability limits than during the accepted-ride period: at least $50,000 for death and bodily injury per person, $100,000 per accident, and $25,000 for property damage. The statute also addresses PIP and uninsured/underinsured motorist coverage during this period.
That is why the driver’s app status cannot be treated as a minor technical detail. A driver saying “I was working for Uber” does not necessarily answer the insurance question. We need to know what the app and trip records show was happening at the moment of the crash.
What If the Uber Driver Was Offline?
If the driver was completely offline and not using the Uber platform at the time of the accident, Uber states that the driver’s personal automobile insurance generally applies. Uber’s own insurance information distinguishes among drivers who are offline, online and waiting for a trip, en route to a passenger, and on a trip.
Official Uber insurance information: Uber Driver Insurance.
That means a person can regularly drive for Uber but still be involved in an accident that has nothing to do with Uber insurance. Kurzman Law Group investigates the actual app status rather than relying simply on the driver’s occupation or what someone says at the scene.
What If Another Driver Caused the Crash
While I Was Riding in an Uber?
You may be an innocent Uber passenger caught between two drivers arguing over who caused the accident. Another vehicle may rear-end the Uber, run a red light, make an improper left turn, move into the Uber’s lane, fail to stop at a stop sign, or trigger a multi-vehicle collision. The other driver’s liability insurance may become an important source of recovery, but the analysis should not necessarily stop with that driver’s insurance card.
Depending on the facts and policies involved, other insurance may also need to be investigated. Kurzman Law Group can identify the potentially responsible drivers and determine which available policies should be pursued instead of leaving you to sort out competing insurers yourself.
What If an Uber Driver Hit My Car?
You do not need to be an Uber passenger to have an Uber-related accident claim. An Uber driver may strike another vehicle while logged in and waiting for a ride, traveling to pick up a passenger, transporting a passenger, changing lanes, making a turn, entering or leaving a pickup area, or moving through congested traffic. The driver’s app status may affect which insurance applies.
If an Uber vehicle hits your car, do not assume the driver’s personal insurance card tells the entire story. Kurzman Law Group can investigate the Uber status, identify the potentially applicable policies, and communicate with the insurers on your behalf.
What If the Uber Driver Says He Was Not Working at the Time?
That is something to investigate—not simply accept. The Uber app and trip records may help establish whether the driver was offline, logged in and available, matched with a passenger, traveling to the pickup, or actively transporting someone. Other electronic and accident evidence may also matter depending on the case.
A driver’s recollection after an accident and the electronic records do not always tell the same story. Kurzman Law Group can investigate rather than asking you to argue with the driver or insurer yourself.
What If I Was an Uber Passenger and I Do Not Own a Car?
Do not assume that means there is no insurance available to help with your injuries. Uber passenger claims can involve several possible sources of coverage depending on who caused the accident and the driver’s status at the time. The insurance analysis is fact-specific, and you do not need to understand which carrier should pay before obtaining legal help. Kurzman Law Group can identify the applicable insurance and communicate with the carriers on your behalf.
What If I Felt Fine but Started Hurting
After the Uber Accident?
This happens frequently after motor-vehicle accidents. At the scene, an Uber passenger may be focused on reaching the airport, getting to a hotel, retrieving luggage, contacting family, finding another ride, getting off the roadway, or simply processing what just happened. Someone may genuinely believe, “I’m okay,” and later notice neck pain, back pain, headaches, stiffness, shoulder pain, numbness, tingling, or soreness.
Do not ignore symptoms simply because you initially thought you were fine, and do not make definitive statements to an insurance adjuster about whether you are injured before you actually know. Florida law generally requires you to receive initial medical care within 14 days after a motor-vehicle accident. If you do not see a medical provider within that 14-day period, you may lose access to PIP medical coverage for the accident.
If symptoms develop, obtain appropriate medical evaluation based on your condition and contact Kurzman Law Group.
Who Pays My Medical Bills After an Uber Accident?
There may be several insurance policies involved after an Uber crash. Which coverage applies can depend on whether you were the Uber passenger or another driver, the Uber driver’s app status, who caused the collision, the insurance carried by the other vehicles, and other available coverage. You should not be expected to untangle that while you are trying to obtain medical care.
Kurzman Law Group can identify available insurance, communicate with the carriers, and help guide the medical-billing and injury-claim process.
What If I Cannot Find a Doctor Who Will See Me After the Accident?
People sometimes discover that their regular physician cannot see them quickly or does not routinely treat automobile-accident injuries. Do not simply ignore continuing symptoms because one particular office does not have an appointment available. The appropriate medical provider depends on your symptoms and medical needs, and emergency symptoms require appropriate emergency care.
Kurzman Law Group can help explain the insurance process and, when legally permissible, assist you in locating appropriate medical providers near you if you do not already have one. Medical decisions should be made by qualified healthcare professionals.
What If the Uber Driver Was Distracted by the App?
Uber drivers use the app to receive ride requests, navigate to pickup locations, communicate with passengers, and follow trip information. But using the Uber platform does not excuse unsafe driving. If driver distraction may have contributed to the crash, app activity, phone information when legally obtainable, dash-camera footage, witnesses, vehicle data, photographs, roadway evidence, or other electronic records may become relevant.
We do not assume that every Uber accident was caused by the app. We investigate what happened and what the available evidence shows.
What If the Uber Driver Blames Another Driver for the Accident?
More than one driver can contribute to an Uber crash. The Uber driver may blame another vehicle, the other driver may blame the Uber driver, and their insurance carriers may each argue that someone else is responsible. Those are positions taken after the crash—not necessarily the final answer.
Depending on the case, useful evidence may include Uber trip information and app status, vehicle damage, photographs, police records, witness statements, dash-camera footage, surveillance video, traffic-signal or roadway evidence, and insurance information. Do not put yourself in the middle of an argument between insurance companies. Kurzman Law Group can investigate the collision and handle the insurance communications on your behalf.
What If My Uber Accident Involved Several Vehicles?
An Uber crash can be part of a chain reaction or multi-vehicle collision. An Uber may be rear-ended and pushed into another car, or one vehicle may change lanes and cause several drivers to collide. Those accidents may involve several insurance companies and competing versions of what occurred, and the sequence of impacts can matter.
Kurzman Law Group can investigate the chain of events and identify the drivers, vehicle owners, and insurance coverage that may be involved.
What Should I Save From the Uber App?
Preserve what you can without deleting or changing anything. The most useful trip information often includes the electronic trip receipt, driver and vehicle information, license plate, pickup point, destination, route information shown in the app, trip date and time, and messages or notifications connected with the ride. Florida’s TNC statute also requires an electronic receipt after completion of a ride containing specified trip information.
You do not have to determine which records ultimately become evidence. Preserve what you have and let Kurzman Law Group determine what additional information needs to be requested or preserved.
Uber Accidents at Fort Lauderdale-Hollywood International Airport
Fort Lauderdale-Hollywood International Airport is a major Uber pickup and dropoff location. Uber’s current FLL information directs riders to follow the app to their designated pickup area and identifies airport pickup procedures and designated pickup locations.
Official Uber airport information: Uber at FLL.
Airport Uber accidents can present unusual circumstances. Drivers may be monitoring the app, looking for a passenger, trying to locate a pickup zone, merging between terminal traffic, changing lanes, stopping for passengers, entering or leaving the airport, or navigating an area they do not regularly drive. An accident can happen while the driver is approaching the airport, traveling to the passenger, transporting the passenger away from FLL, or navigating the pickup area. The exact trip status can matter to the insurance analysis.
If you are involved in an Uber accident at or around FLL, preserve the trip information and contact Kurzman Law Group promptly.
Uber Accidents on I-95 and Fort Lauderdale Roads
An Uber trip in Fort Lauderdale may move from a residential street to a major roadway or interstate within minutes. Trips commonly involve I-95, Broward Boulevard, Sunrise Boulevard, Federal Highway/U.S. 1, Las Olas Boulevard, and Oakland Park Boulevard. The same trip can involve a hotel or residential pickup, highway lane changes, downtown traffic, and travel toward Fort Lauderdale-Hollywood International Airport.
The location of the accident can also affect what evidence is available. Businesses, hotels, condominiums, residential properties, dash cameras, and other sources may have video or witnesses, and that information may not remain available indefinitely. Early investigation can matter.
Is There $1 Million Available in Every Uber Accident?
No. Florida’s $1 million TNC liability requirement applies during the statutory prearranged-ride period. Different coverage requirements apply when a driver is logged into the network but has not yet accepted a ride.
Even when a $1 million policy applies, that does not mean the claim is automatically worth $1 million. Insurance coverage establishes a potential source of payment; it does not establish the amount of damages. The case still must be evaluated based on the accident, injuries, medical evidence, financial losses, legal responsibility, and other relevant facts.
How Much Is an Uber Accident Case Worth?
There is no reliable formula that can determine the value of an Uber accident from a handful of facts. Potential damages can depend on the nature and extent of the injuries, medical treatment already received, future medical needs, lost wages, future earning ability, permanent impairment, pain and suffering where legally recoverable, who caused the crash, available insurance, and the quality of the evidence.
A generic settlement calculator or artificial intelligence cannot determine which insurance policy applies, what evidence needs to be preserved, whether multiple drivers share responsibility, or how the medical evidence affects the claim. You need to understand the law and know which questions to ask before you can properly evaluate an Uber accident case. Kurzman Law Group investigates the actual facts rather than assigning a value from a formula.
How Long Do I Have to Hire a Lawyer After an Uber Accident?
You do not have to hire a lawyer at the scene, but waiting can make an Uber accident harder to investigate. Trip information, electronic records, video, witness information, and vehicle evidence may become harder to obtain as time passes, while insurance companies may begin investigating immediately.
Florida has legal deadlines for accident claims and lawsuits, but evidence can disappear long before those deadlines arrive. And Florida generally requires initial medical care within 14 days after a motor-vehicle accident for PIP medical coverage to remain available. There is usually little benefit in waiting to obtain legal guidance while the insurers are already working on the claim.
How Can Kurzman Law Group Help
After an Uber Accident?
Uber accidents can become confusing quickly. There may be an Uber driver, another driver, several insurance carriers, questions about app status, medical bills, a damaged vehicle, lost income, and uncertainty about what to do next. You should not have to manage all of that yourself.
When Kurzman Law Group represents you, we can:
- communicate with insurance carriers on your behalf;
- investigate how the accident happened and determine the Uber driver’s app and trip status;
- identify applicable insurance policies and investigate other responsible drivers or vehicle owners;
- preserve available Uber trip information and other evidence;
- obtain police reports, photographs, witness information, and video when available;
- help coordinate towing, vehicle repairs, rental transportation, and other property-damage issues when applicable;
- guide you through the medical-treatment process and, when legally permissible, assist in locating appropriate medical providers near you if you do not already have one;
- document medical treatment, expenses, lost income, and other losses;
- communicate with medical providers and insurers as appropriate;
- evaluate settlement offers, negotiate the claim, and file a lawsuit when litigation becomes necessary.
Our job is to determine which insurance applies, investigate the accident, protect your rights, handle the insurance communications, and take as much of the burden off your plate as possible so you can focus on recovering and getting your life back to normal.
Why Choose Kurzman Law Group
After an Uber Accident?
Uber accident claims can involve questions that do not arise in an ordinary two-car collision. The driver’s status within the Uber platform may affect the insurance coverage available, and knowing the right questions to ask matters. Was the driver offline? Logged in and waiting? Driving to pick someone up? Already transporting a passenger? Did another driver cause the crash? Is another policy available? What evidence exists in the Uber platform?
Kurzman Law Group investigates those issues rather than asking you to figure them out yourself. Attorney Yana Kurzman has practiced law since 1994 and has been licensed in Florida since 2011. She is directly involved in the firm’s serious injury cases. Kurzman Law Group represents clients in Fort Lauderdale and throughout Florida and assists both English- and Russian-speaking clients.
Fort Lauderdale Uber Accident FAQs
Should I Call Kurzman Law Group From the Scene?
Yes. At Kurzman Law Group, we prefer that people call us from the scene when they are safely able to do so. Early involvement gives us an opportunity to identify the drivers, preserve Uber trip information, understand the driver’s app status, identify evidence that may need to be preserved, and begin guiding you through the insurance, medical, and vehicle issues that follow. If you are receiving emergency medical care or cannot safely call, contact us as soon as you reasonably can afterward.
How Much Insurance Is Available If I Am Hurt in an Uber?
It depends on the Uber driver’s status at the time of the collision and the facts of the accident. Florida requires at least $1 million in primary liability coverage during a prearranged ride. Different limits apply while a driver is logged into the app but has not yet accepted a ride.
What If I Was a Passenger and Another Driver Caused the Crash?
The other driver’s insurance may be involved, but other coverage may also need to be investigated. Kurzman Law Group can identify the applicable policies rather than relying only on the first insurance company involved.
What If the Uber Driver Says He Wasn’t Working?
The app status matters. Kurzman Law Group can investigate whether the driver was offline, logged in and waiting, traveling to pick up a passenger, or engaged in a ride.
What If an Uber Driver Hit Me but I Was Not an Uber Passenger?
You may still have an Uber-related claim if the driver was using the Uber platform when the collision occurred. The applicable insurance may depend on what the driver was doing in the app.
Should I Give Uber or an Insurance Company a Recorded Statement?
Speak with Kurzman Law Group before giving a detailed recorded statement about the collision, your physical condition, or your medical history. We can communicate with the insurers on your behalf.
What If I Did Not Feel Hurt Until the Next Day?
Symptoms can become more noticeable after the initial stress of an accident. Obtain appropriate medical evaluation based on your condition and remember that Florida generally requires initial medical care within 14 days after the crash or you may lose access to PIP medical coverage.
What Should I Save From the Uber App?
Preserve the trip receipt, driver information, vehicle information, pickup and destination, messages, and other trip information available in your account. Kurzman Law Group can determine what additional records need to be obtained or preserved.
What If My Uber Accident Happened at Fort Lauderdale Airport?
Preserve your Uber trip details and contact Kurzman Law Group. The driver’s app and trip status can be important in determining which insurance applies. Uber maintains specific pickup procedures at FLL.
Is Every Uber Accident Worth $1 Million?
No. The existence of a $1 million insurance policy during a qualifying prearranged ride does not determine the value of a claim. The value depends on the injuries, medical evidence, damages, legal responsibility, available coverage, and other facts.
Official Sources Referenced
By appointment only
Kurzman Law Group
500 E. Broward Blvd, Suite 1015
Fort Lauderdale, FL 33394
(954) 406-6464
Kurzman Law Group is located in the heart of downtown Fort Lauderdale, just one block north of Las Olas Boulevard. Our office in the Broward Financial Centre places the firm in one of the city’s most established and recognizable business districts, with convenient access from Broward Boulevard, US-1, I-95, and the Las Olas corridor.
Contact Kurzman Law Group After an Uber Accident
If you were riding in an Uber, were struck by an Uber driver, or were involved in an Uber-related accident in Fort Lauderdale or elsewhere in Florida, contact Kurzman Law Group as soon as you reasonably can. You do not need to know which insurance company should pay, whether the driver was technically “on a trip,” or whether the soreness or discomfort you feel will develop into something more serious.
That is what the investigation is for. Kurzman Law Group can begin communicating with the insurance companies, determining the Uber driver’s app status, identifying available coverage, preserving evidence, and guiding you through the medical, vehicle, and claim issues that follow.
Free consultation.
